Hong Kong is well behind in FinTech development versus competitors. Singapore again ranks #1 in the world despite billions of dollars of government-directed initiatives spent by the SAR:
儘管港府在金融科技上大灑金錢,卻在此領域敬陪末座,排名第九,與星加坡(#1)及瑞士(#2,#3)望塵莫及:
 
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 Table: Hong Kong ranked 9th in FinTech Hub Ranking 
表:金融科技中心排名中,香港僅排第9 | 
The superiority of Switzerland and Singapore tech incubation also lead the world by the measure of 'startup formation per capita': HK only saw 0.9 
startups per 10k population in the past five years, less than half Singapore levels (at 1.9):
由另一個指標:「人均初創企業成立數字」來看,香港更不足新加坡的一半:
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 Chart: Singapore leads in start-ups founded per capita 
 圖:新加坡人均初創企業成立數字大幅拋離香港 | 
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